Homebuyers on the fence about whether to make a purchase would do well to remember that they are running out of time to take advantage of the $8,000 first-time homebuyer tax credit.  At press time the tax credit, which was included in the American Recovery and Reinvestment Act of 2009, was set to expire Dec. 1, 2009. That means to qualify for the credit, homebuyers must close their transaction by Nov. 30, 2009.